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Net worth update per

This is spiritedGelding8's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 58,500 and my FI portfolio was EUR 57,000.

Net worth

EUR 58,500

FI portfolio

EUR 57,000

I am now 7.6% on my way to achive my FIRE target of EUR 750,000.

EUR 57,000 FIRE target: EUR 750,000


FI portfolio

My FI portfolio now consists of EUR 34,000 (59.6%) in investments, EUR 3,000 (5.3%) in retirement accounts, and EUR 20,000 (35.1%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 190 for the rest of my life.

Retire today with (EUR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 750,000 in 19 years and 8 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another EUR 250,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 443,000

Financial independence forecast