Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is goal_oriented's #73 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 390,500 and my FI portfolio increased to CAD 334,500


Net worth

CAD 390,500

Since the last update on my net worth has increased with CAD 4,639 (+ 1.2 %).

FI portfolio

CAD 334,500

Since the last update on my FI portfolio has increased with CAD 4,439 (+ 1.34 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.
Change
Cash 20,800 0 20,800
Investments 155,300 +3,600 158,900
Retirement acc 153,961 +839 154,800
Real estate 230,000 0 230,000
Other assets 0 0 0
Total assets 560,061 +4,439 564,500

Mortgage 174,200 -200 174,000
Other debt 0 0 0
Total debt 174,200 -200 174,000
Change
Cash 21,300 -500 20,800
Investments 141,400 +17,500 158,900
Retirement acc 137,300 +17,500 154,800
Real estate 230,000 0 230,000
Other assets 0 0 0
Total assets 530,000 +34,500 564,500

Mortgage 176,200 -2,200 174,000
Other debt 0 0 0
Total debt 176,200 -2,200 174,000
Change
Cash 7,000 +13,800 20,800
Investments 35,000 +123,900 158,900
Retirement acc 60,000 +94,800 154,800
Real estate 0 + 230,000 230,000
Other assets 0 0 0
Total assets 102,000 +462,500 564,500

Mortgage 0 174,000 174,000
Other debt 0 0 0
Total debt 0 + 174,000 174,000

I am now 23.9% on my way to achive my FIRE target of CAD 1,400,000. This is 0.3 percentage points closer, compared to the last net worth update.

CAD 334,500 FIRE target: CAD 1,400,000


23.9%

FI portfolio

My FI portfolio now consists of CAD 158,900 (47.5%) in investments, CAD 154,800 (46.3%) in retirement accounts, and CAD 20,800 (6.2%) in cash.

Investments

Since my last update, my investments increased with CAD 3,600 (2.32%), of which CAD 6,900 was from contributions, and CAD 3,000 was from returns.

Since I started tracking, my total contributions have been CAD 224,267, and my total return has been CAD 322,833.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 839 (0.54%).

Since I started tracking, my total contributions have been CAD 126,832, and my total return is CAD 57,168.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CAD 1,115 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
1,115/month
(4.0% SWR)
975/month
(3.5% SWR)
836/month
(3.0% SWR)


When can I retire?

FI date

My age

33

I am currently aiming to save/invest approximately CAD 25,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 1,400,000 in 0 years and 10 months, in , and at that time I will be 33 years old.

By that time I will have invested/saved another CAD 900,000, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 165,500


Financial independence forecast