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Net worth update per


This is Angrybeaver's #11 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 1,709,473 and my FI portfolio increased to AUD 851,955


Net worth

AUD 1,709,473

Since the last update on my net worth has decreased with AUD -66,468 ( -3.74 %).

FI portfolio

AUD 851,955

Since the last update on my FI portfolio has increased with AUD 851 (+ 0.1 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 401,369 -9,846 391,523
Investments 13,826 +2,600 16,426
Retirement acc 435,909 +8,097 444,006
Real estate 1,320,000 -70,000 1,250,000
Other assets 9,500 0 9,500
Total assets 2,180,604 -69,149 2,111,455

Mortgage 399,563 -2,681 396,882
Other debt 5,100 0 5,100
Total debt 404,663 -2,681 401,982
Change
Cash 402,584 -11,061 391,523
Investments 7,409 +9,017 16,426
Retirement acc 418,974 +25,032 444,006
Real estate 1,350,000 -100,000 1,250,000
Other assets 9,500 0 9,500
Total assets 2,188,467 -77,012 2,111,455

Mortgage 405,703 -8,821 396,882
Other debt 5,100 0 5,100
Total debt 410,803 -8,821 401,982
Change
Cash 398,880 -7,357 391,523
Investments 3,783 +12,643 16,426
Retirement acc 408,515 +35,491 444,006
Real estate 1,280,000 -30,000 1,250,000
Other assets 10,500 -1,000 9,500
Total assets 2,101,678 +9,777 2,111,455

Mortgage 410,862 -13,980 396,882
Other debt 5,000 + 100 5,100
Total debt 415,862 -13,880 401,982

I am now 42.6% on my way to achive my FIRE target of AUD 2,000,000. This is 0.0 percentage points closer, compared to the last net worth update.

AUD 851,955 FIRE target: AUD 2,000,000


42.6%

FI portfolio

My FI portfolio now consists of AUD 16,426 (1.9%) in investments, AUD 444,006 (52.1%) in retirement accounts, and AUD 391,523 (46.0%) in cash.

Investments

Since my last update, my investments increased with AUD 2,600 (18.81%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 8,097 (1.86%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 2,839 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
2,839/month
(4.0% SWR)
2,484/month
(3.5% SWR)
2,129/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 6 years and 2 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 600,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 548,045


Financial independence forecast