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Net worth update per



This is MoMoneyMoProblems's #18 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 313,627 and my FI portfolio increased to CAD 185,397


Net worth

CAD 313,627

Since the last update on my net worth has increased with CAD 35,666 (+ 12.83 %).

FI portfolio

CAD 185,397

Since the last update on my FI portfolio has increased with CAD 21,797 (+ 13.32 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 12.4% on my way to achive my FIRE target of CAD 1,500,000. This is 1.5 percentage points closer, compared to the last net worth update.

CAD 185,397 FIRE target: CAD 1,500,000


12.4%


FI portfolio


My FI portfolio now consists of CAD 52,013 (28.1%) in investments, CAD 112,884 (60.9%) in retirement accounts, and CAD 20,500 (11.1%) in cash.

Investments

Since my last update, my investments decreased with CAD -287 (-0.55%).

Retirement accounts

Since my last update, my retirement accounts increased with CAD 8,184 (7.82%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 617 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
617/month
(4.0% SWR)
540/month
(3.5% SWR)
463/month
(3.0% SWR)


When can I retire?


FI date


My age

40

I am currently aiming to save/invest approximately CAD 4,500 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 1,500,000 in 12 years and 1 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another CAD 724,500, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 590,103


Financial independence forecast