Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is jobdodger's #11 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 372,572 and my FI portfolio increased to AUD 372,572


Net worth

AUD 372,572

Since the last update on my net worth has increased with AUD 29,663 (+ 8.65 %).

FI portfolio

AUD 372,572

Since the last update on my FI portfolio has increased with AUD 29,663 (+ 8.65 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 91,146 +30,514 121,660
Investments 225,994 -1,176 224,818
Retirement acc 25,769 +325 26,094
Real estate 0 0 0
Other assets 0 0 0
Total assets 342,909 +29,663 372,572

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 89,105 +32,555 121,660
Investments 194,802 +30,016 224,818
Retirement acc 25,195 +899 26,094
Real estate 0 0 0
Other assets 0 0 0
Total assets 309,102 +63,470 372,572

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 45,425 +76,235 121,660
Investments 62,545 +162,273 224,818
Retirement acc 18,503 +7,591 26,094
Real estate 0 0 0
Other assets 0 0 0
Total assets 126,473 +246,099 372,572

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 23.3% on my way to achive my FIRE target of AUD 1,600,000. This is 1.9 percentage points closer, compared to the last net worth update.

AUD 372,572 FIRE target: AUD 1,600,000


23.3%

FI portfolio

My FI portfolio now consists of AUD 224,818 (60.3%) in investments, AUD 26,094 (7.0%) in retirement accounts, and AUD 121,660 (32.7%) in cash.

Investments

Since my last update, my investments decreased with AUD -1,176 (-0.52%).

Since I started tracking, my total contributions have been AUD 335,885, and my total return has been AUD 193,224.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 325 (1.26%).

Since I started tracking, my total contributions have been AUD 42,798, and my total return is AUD 9,563.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,241 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,241/month
(4.0% SWR)
1,086/month
(3.5% SWR)
931/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately AUD 4,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,600,000 in 7 years and 7 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another AUD 468,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 759,428


Financial independence forecast