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Net worth update per



This is awedPonie3's #11 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 431,856 and my FI portfolio decreased to GBP 398,361


Net worth

GBP 431,856

Since the last update on my net worth has decreased with GBP -19,675 ( -4.36 %).

FI portfolio

GBP 398,361

Since the last update on my FI portfolio has decreased with GBP -5,640 ( -1.4 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 36.2% on my way to achive my FIRE target of GBP 1,100,000. This is -0.5 percentage points closer, compared to the last net worth update.

GBP 398,361 FIRE target: GBP 1,100,000


36.2%


FI portfolio


My FI portfolio now consists of GBP 194,768 (48.9%) in investments, GBP 192,192 (48.2%) in retirement accounts, and GBP 11,401 (2.9%) in cash.

Investments

Since my last update, my investments decreased with GBP -13,550 (-6.5%), of which GBP 30 was from contributions, and GBP 1,952 was from returns.

Since I started tracking, my total contributions have been GBP 3,816, and my total return has been GBP 166,752.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 8,500 (4.63%), of which GBP 2,631 was from contributions , and GBP 19,713 was from returns.

Since I started tracking, my total contributions have been GBP 49,043, and my total return is GBP 30,804.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,327 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,327/month
(4.0% SWR)
1,161/month
(3.5% SWR)
995/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately GBP 2,631 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,100,000 in 9 years and 5 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another GBP 331,506, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 370,133


Financial independence forecast