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Net worth update per



This is Bravewhisbone's #12 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 240,669 and my FI portfolio decreased to EUR 127,669


Net worth

EUR 240,669

Since the last update on my net worth has decreased with EUR -21,300 ( -8.13 %).

FI portfolio

EUR 127,669

Since the last update on my FI portfolio has decreased with EUR -13,110 ( -9.31 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 12.8% on my way to achive my FIRE target of EUR 1,000,000. This is -1.3 percentage points closer, compared to the last net worth update.

EUR 127,669 FIRE target: EUR 1,000,000


12.8%


FI portfolio


My FI portfolio now consists of EUR 99,408 (77.9%) in investments, and EUR 28,261 (22.1%) in cash.

Investments

Since my last update, my investments increased with EUR 20,537 (26.04%), of which EUR 19,180 was from contributions, and EUR 1,357 was from returns.

Since I started tracking, my total contributions have been EUR 85,228, and my total return has been EUR -2,803.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 425 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
425/month
(4.0% SWR)
372/month
(3.5% SWR)
319/month
(3.0% SWR)


When can I retire?


FI date


My age

53

I am currently aiming to save/invest approximately EUR 3,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 10 years and 7 months, in , and at that time I will be 53 years old.

By that time I will have invested/saved another EUR 384,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 488,331


Financial independence forecast