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Net worth update per



This is holisticRhino3's #42 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 57,765 and my FI portfolio decreased to EUR 38,365


Net worth

EUR 57,765

Since the last update on my net worth has decreased with EUR -735 ( -1.26 %).

FI portfolio

EUR 38,365

Since the last update on my FI portfolio has decreased with EUR -735 ( -1.88 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 12.8% on my way to achive my FIRE target of EUR 300,000. This is -0.2 percentage points closer, compared to the last net worth update.

EUR 38,365 FIRE target: EUR 300,000


12.8%


FI portfolio


My FI portfolio now consists of EUR 33,334 (86.9%) in investments, EUR 427 (1.1%) in retirement accounts, and EUR 4,604 (12.0%) in cash.

Investments

Since my last update, my investments decreased with EUR -386 (-1.14%), of which EUR 1,000 was from contributions, and EUR 2,785 was from returns.

Since I started tracking, my total contributions have been EUR 34,144, and my total return has been EUR 12,092.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 81 (23.41%), of which EUR 122 was from contributions , and EUR 111 was from returns.

Since I started tracking, my total contributions have been EUR 3,261, and my total return is EUR 654.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 127 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
127/month
(4.0% SWR)
111/month
(3.5% SWR)
95/month
(3.0% SWR)


When can I retire?


FI date


My age

34

I am currently aiming to save/invest approximately EUR 900 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 300,000 in 9 years and 4 months, in , and at that time I will be 34 years old.

By that time I will have invested/saved another EUR 113,400, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 148,235


Financial independence forecast