Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Angrybeaver's #10 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 1,775,941 and my FI portfolio increased to AUD 851,104


Net worth

AUD 1,775,941

Since the last update on my net worth has decreased with AUD -11,347 ( -0.63 %).

FI portfolio

AUD 851,104

Since the last update on my FI portfolio has increased with AUD 6,969 (+ 0.83 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 394,632 +6,737 401,369
Investments 11,481 +2,345 13,826
Retirement acc 438,022 -2,113 435,909
Real estate 1,340,000 -20,000 1,320,000
Other assets 9,500 0 9,500
Total assets 2,193,635 -13,031 2,180,604

Mortgage 401,247 -1,684 399,563
Other debt 5,100 0 5,100
Total debt 406,347 -1,684 404,663
Change
Cash 402,584 -1,215 401,369
Investments 7,409 +6,417 13,826
Retirement acc 418,974 +16,935 435,909
Real estate 1,350,000 -30,000 1,320,000
Other assets 9,500 0 9,500
Total assets 2,188,467 -7,863 2,180,604

Mortgage 405,703 -6,140 399,563
Other debt 5,100 0 5,100
Total debt 410,803 -6,140 404,663
Change
Cash 398,880 +2,489 401,369
Investments 3,783 +10,043 13,826
Retirement acc 408,515 +27,394 435,909
Real estate 1,280,000 + 40,000 1,320,000
Other assets 10,500 -1,000 9,500
Total assets 2,101,678 +78,926 2,180,604

Mortgage 410,862 -11,299 399,563
Other debt 5,000 + 100 5,100
Total debt 415,862 -11,199 404,663

I am now 42.6% on my way to achive my FIRE target of AUD 2,000,000. This is 0.3 percentage points closer, compared to the last net worth update.

AUD 851,104 FIRE target: AUD 2,000,000


42.6%

FI portfolio

My FI portfolio now consists of AUD 13,826 (1.6%) in investments, AUD 435,909 (51.2%) in retirement accounts, and AUD 401,369 (47.2%) in cash.

Investments

Since my last update, my investments increased with AUD 2,345 (20.43%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 50,281.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -2,113 (-0.48%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 124,563.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 2,837 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
2,837/month
(4.0% SWR)
2,482/month
(3.5% SWR)
2,127/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 7 years and 3 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 606,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 542,896


Financial independence forecast