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Net worth update per



This is Keepitreal's #23 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 1,294,000 and my FI portfolio increased to GBP 606,000


Net worth

GBP 1,294,000

Since the last update on my net worth has increased with GBP 171,000 (+ 15.23 %).

FI portfolio

GBP 606,000

Since the last update on my FI portfolio has increased with GBP 97,000 (+ 19.06 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 30.3% on my way to achive my FIRE target of GBP 2,000,000. This is 4.9 percentage points closer, compared to the last net worth update.

GBP 606,000 FIRE target: GBP 2,000,000


30.3%


FI portfolio


My FI portfolio now consists of GBP 205,000 (33.8%) in investments, GBP 371,000 (61.2%) in retirement accounts, and GBP 30,000 (5.0%) in cash.

Investments

Since my last update, my investments increased with GBP 50,000 (32.26%).

Since I started tracking, my total contributions have been GBP 20,000, and my total return has been GBP 146,500.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 42,000 (12.77%).

Since I started tracking, my total contributions have been GBP 4,000, and my total return is GBP 174,000.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 2,020 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
2,020/month
(4.0% SWR)
1,767/month
(3.5% SWR)
1,515/month
(3.0% SWR)


When can I retire?


FI date


My age

49

I am currently aiming to save/invest approximately GBP 7,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 2,000,000 in 7 years and 0 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another GBP 700,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 694,000


Financial independence forecast