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Net worth update per


This is Angrybeaver's #9 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 1,787,288 and my FI portfolio decreased to AUD 844,135


Net worth

AUD 1,787,288

Since the last update on my net worth has increased with AUD 25,032 (+ 1.42 %).

FI portfolio

AUD 844,135

Since the last update on my FI portfolio has decreased with AUD -4,063 ( -0.48 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 399,077 -4,445 394,632
Investments 11,551 -70 11,481
Retirement acc 437,570 +452 438,022
Real estate 1,310,000 + 30,000 1,340,000
Other assets 9,500 0 9,500
Total assets 2,167,698 +25,937 2,193,635

Mortgage 400,342 905 401,247
Other debt 5,100 0 5,100
Total debt 405,442 905 406,347
Change
Cash 402,584 -7,952 394,632
Investments 7,409 +4,072 11,481
Retirement acc 418,974 +19,048 438,022
Real estate 1,350,000 -10,000 1,340,000
Other assets 9,500 0 9,500
Total assets 2,188,467 +5,168 2,193,635

Mortgage 405,703 -4,456 401,247
Other debt 5,100 0 5,100
Total debt 410,803 -4,456 406,347
Change
Cash 398,880 -4,248 394,632
Investments 3,783 +7,698 11,481
Retirement acc 408,515 +29,507 438,022
Real estate 1,280,000 + 60,000 1,340,000
Other assets 10,500 -1,000 9,500
Total assets 2,101,678 +91,957 2,193,635

Mortgage 410,862 -9,615 401,247
Other debt 5,000 + 100 5,100
Total debt 415,862 -9,515 406,347

I am now 42.2% on my way to achive my FIRE target of AUD 2,000,000. This is -0.2 percentage points closer, compared to the last net worth update.

AUD 844,135 FIRE target: AUD 2,000,000


42.2%

FI portfolio

My FI portfolio now consists of AUD 11,481 (1.4%) in investments, AUD 438,022 (51.9%) in retirement accounts, and AUD 394,632 (46.7%) in cash.

Investments

Since my last update, my investments decreased with AUD -70 (-0.61%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 452 (0.1%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 2,813 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
2,813/month
(4.0% SWR)
2,462/month
(3.5% SWR)
2,110/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 6 years and 2 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 606,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 549,865


Financial independence forecast