Net worth update per November 30th 2022
This is Anonymous's #39 net worth update. Please check out my profile here for more information. As of November 30th 2022, my net worth increased to AUD 303,710 and my FI portfolio increased to AUD 365,128
Net worth
AUD 303,710
Since the last update on October 31st 2022 my net worth has increased with AUD 11,962 (+ 4.1 %).
FI portfolio
AUD 365,128
Since the last update on October 31st 2022 my FI portfolio has increased with AUD 10,758 (+ 3.04 %).
The per-day change in net worth between the reported periods are shown in the plot below.
And the development and changes between each net worth reporting is shown in the tables below.
The changes for each asset class is shown in the table below. All numbers are in AUD.
I am now 24.3% on my way to achive my FIRE target of AUD 1,500,000. This is 0.7 percentage points closer, compared to the last net worth update.
AUD 365,128 FIRE target: AUD 1,500,000
FI portfolio
My FI portfolio now consists of AUD 151,169 (41.4%) in investments, AUD 58,278 (16.0%) in retirement accounts, and AUD 155,681 (42.6%) in cash.
Since my last update, my investments increased with AUD 3,565 (2.42%).
Since my last update, my retirement accounts increased with AUD 3,367 (6.13%).
How much can I withdraw according to the 4%-rule?
If I quit working today, my monthly pay out would be AUD 1,217 for the rest of my life.
Monthly SWR amount
Retire today with (AUD)
When can I retire?
FI date
July 2031
My age
37
I am currently aiming to save/invest
approximately AUD
5,000
each month.
Assuming an annual return of
10% on my investments and my retirement accounts, I
aim to reach my FIRE target
of AUD 1,500,000
in 6 years and 1 months,
in July 2031, and at that time I will be
37 years old.
By that time I will have invested/saved
another AUD 520,000,
while the rest will be return on my existing FI portfolio and the new
investments,
in total AUD
614,872