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Net worth update per



This is awedPonie3's #9 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 461,070 and my FI portfolio increased to GBP 413,682


Net worth

GBP 461,070

Since the last update on my net worth has increased with GBP 6,650 (+ 1.46 %).

FI portfolio

GBP 413,682

Since the last update on my FI portfolio has increased with GBP 5,073 (+ 1.24 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 37.6% on my way to achive my FIRE target of GBP 1,100,000. This is 0.5 percentage points closer, compared to the last net worth update.

GBP 413,682 FIRE target: GBP 1,100,000


37.6%


FI portfolio


My FI portfolio now consists of GBP 217,396 (52.6%) in investments, GBP 185,615 (44.9%) in retirement accounts, and GBP 10,671 (2.6%) in cash.

Investments

Since my last update, my investments decreased with GBP -394 (-0.18%).

Since I started tracking, my total contributions have been GBP 9,438, and my total return has been GBP 121,565.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 5,467 (3.03%), of which GBP 1,355 was from contributions , and GBP 1,525 was from returns.

Since I started tracking, my total contributions have been GBP 63,804, and my total return is GBP 72,603.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,378 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,378/month
(4.0% SWR)
1,206/month
(3.5% SWR)
1,034/month
(3.0% SWR)


When can I retire?


FI date


My age

46

I am currently aiming to save/invest approximately GBP 2,711 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,100,000 in 7 years and 2 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another GBP 295,499, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 390,819


Financial independence forecast