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Net worth update per



This is empathicBoa6's #28 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 969,500 and my FI portfolio increased to EUR 770,000


Net worth

EUR 969,500

Since the last update on my net worth has increased with EUR 16,300 (+ 1.71 %).

FI portfolio

EUR 770,000

Since the last update on my FI portfolio has increased with EUR 15,800 (+ 2.09 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 51.3% on my way to achive my FIRE target of EUR 1,500,000. This is 1.1 percentage points closer, compared to the last net worth update.

EUR 770,000 FIRE target: EUR 1,500,000


51.3%


FI portfolio


My FI portfolio now consists of EUR 551,000 (71.6%) in investments, EUR 125,000 (16.2%) in retirement accounts, and EUR 94,000 (12.2%) in cash.

Investments

Since my last update, my investments increased with EUR 1,000 (0.18%).

Retirement accounts

Since my last update, my retirement accounts decreased with EUR -4,000 (-3.1%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 2,566 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
2,566/month
(4.0% SWR)
2,245/month
(3.5% SWR)
1,925/month
(3.0% SWR)


When can I retire?


FI date


My age

46

I am currently aiming to save/invest approximately EUR 5,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,500,000 in 4 years and 2 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another EUR 330,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 400,000


Financial independence forecast