Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Burner_For_Fire's #9 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 876,807 and my FI portfolio increased to USD 576,731


Net worth

USD 876,807

Since the last update on my net worth has increased with USD 47,543 (+ 5.73 %).

FI portfolio

USD 576,731

Since the last update on my FI portfolio has increased with USD 72,459 (+ 14.37 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 50,008 +28,275 78,283
Investments 45,206 +12,442 57,648
Retirement acc 409,058 +31,742 440,800
Real estate 520,341 -30,058 490,283
Other assets 34,554 + 2,239 36,793
Total assets 1,059,167 +44,640 1,103,807

Mortgage 229,903 -2,903 227,000
Other debt 0 0 0
Total debt 229,903 -2,903 227,000
Change
Cash 50,008 +28,275 78,283
Investments 45,206 +12,442 57,648
Retirement acc 409,058 +31,742 440,800
Real estate 520,341 -30,058 490,283
Other assets 34,554 + 2,239 36,793
Total assets 1,059,167 +44,640 1,103,807

Mortgage 229,903 -2,903 227,000
Other debt 0 0 0
Total debt 229,903 -2,903 227,000
Change
Cash 58,000 +20,283 78,283
Investments 48,000 +9,648 57,648
Retirement acc 473,000 -32,200 440,800
Real estate 420,000 + 70,283 490,283
Other assets 0 + 36,793 36,793
Total assets 999,000 +104,807 1,103,807

Mortgage 237,000 -10,000 227,000
Other debt 0 0 0
Total debt 237,000 -10,000 227,000

I am now 19.2% on my way to achive my FIRE target of USD 3,000,000. This is 2.4 percentage points closer, compared to the last net worth update.

USD 576,731 FIRE target: USD 3,000,000


19.2%

FI portfolio

My FI portfolio now consists of USD 57,648 (10.0%) in investments, USD 440,800 (76.4%) in retirement accounts, and USD 78,283 (13.6%) in cash.

Investments

Since my last update, my investments increased with USD 12,442 (27.52%), of which USD 1,800 was from contributions, and USD 133 was from returns.

Since I started tracking, my total contributions have been USD 50,800, and my total return has been USD 35,721.

Retirement accounts

Since my last update, my retirement accounts increased with USD 31,742 (7.76%), of which USD 3,240 was from contributions , and USD 10,788 was from returns.

Since I started tracking, my total contributions have been USD 22,803, and my total return is USD 166,195.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,922 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,922/month
(4.0% SWR)
1,682/month
(3.5% SWR)
1,441/month
(3.0% SWR)


When can I retire?

FI date

My age

48

I am currently aiming to save/invest approximately USD 5,766 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 3,000,000 in 10 years and 5 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another USD 882,198, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,541,071


Financial independence forecast