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This is doitforher's #6 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 5,822,587 and my FI portfolio increased to USD 858,532


Net worth

USD 5,822,587

Since the last update on my net worth has increased with USD 13,906 (+ 0.24 %).

FI portfolio

USD 858,532

Since the last update on my FI portfolio has increased with USD 1,362 (+ 0.16 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 76,917 +6,698 83,615
Investments 0 +1,100 1,100
Retirement acc 780,253 -6,436 773,817
Real estate 10,095,661 -28,781 10,066,880
Other assets 63,300 -7,200 56,100
Total assets 11,016,131 -34,619 10,981,512

Mortgage 5,167,032 -43,654 5,123,378
Other debt 40,418 -4,871 35,547
Total debt 5,207,450 -48,525 5,158,925
Change
Cash 76,917 +6,698 83,615
Investments 0 +1,100 1,100
Retirement acc 780,253 -6,436 773,817
Real estate 10,095,661 -28,781 10,066,880
Other assets 63,300 -7,200 56,100
Total assets 11,016,131 -34,619 10,981,512

Mortgage 5,167,032 -43,654 5,123,378
Other debt 40,418 -4,871 35,547
Total debt 5,207,450 -48,525 5,158,925
Change
Cash 71,000 +12,615 83,615
Investments 0 +1,100 1,100
Retirement acc 800,000 -26,183 773,817
Real estate 9,544,253 + 522,627 10,066,880
Other assets 60,000 -3,900 56,100
Total assets 10,475,253 +506,259 10,981,512

Mortgage 5,361,500 -238,122 5,123,378
Other debt 42,200 -6,653 35,547
Total debt 5,403,700 -244,775 5,158,925

I am now 8.6% on my way to achive my FIRE target of USD 10,000,000. This is 0.0 percentage points closer, compared to the last net worth update.

USD 858,532 FIRE target: USD 10,000,000


8.6%

FI portfolio

My FI portfolio now consists of USD 1,100 (0.1%) in investments, USD 773,817 (90.1%) in retirement accounts, and USD 83,615 (9.7%) in cash.

Investments

Since my last update, my investments increased with USD 1,100 (100%), of which USD 40,000 was from contributions, and USD 22,685 was from returns.

Since I started tracking, my total contributions have been USD 746,455, and my total return has been USD 690,208.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -6,436 (-0.82%).

Since I started tracking, my total contributions have been USD 282,005, and my total return is USD 449,286.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 2,861 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
2,861/month
(4.0% SWR)
2,504/month
(3.5% SWR)
2,146/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately USD 40,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 10,000,000 in 7 years and 10 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another USD 5,120,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 4,021,468


Financial independence forecast