Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is Petrolle's #15 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 255,190 and my FI portfolio increased to EUR 175,160


Net worth

EUR 255,190

Since the last update on my net worth has increased with EUR 539 (+ 0.21 %).

FI portfolio

EUR 175,160

Since the last update on my FI portfolio has increased with EUR 23 (+ 0.01 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 28,797 +2,305 31,102
Investments 142,156 -2,282 139,874
Retirement acc 4,184 0 4,184
Real estate 167,500 0 167,500
Other assets 35,264 0 35,264
Total assets 377,901 +23 377,924

Mortgage 123,250 -516 122,734
Other debt 0 0 0
Total debt 123,250 -516 122,734
Change
Cash 33,018 -1,916 31,102
Investments 152,889 -13,015 139,874
Retirement acc 4,184 0 4,184
Real estate 167,500 0 167,500
Other assets 35,264 0 35,264
Total assets 392,855 -14,931 377,924

Mortgage 128,903 -6,169 122,734
Other debt 0 0 0
Total debt 128,903 -6,169 122,734
Change
Cash 30,932 +170 31,102
Investments 151,819 -11,945 139,874
Retirement acc 4,184 0 4,184
Real estate 167,500 0 167,500
Other assets 35,264 0 35,264
Total assets 389,699 -11,775 377,924

Mortgage 129,925 -7,191 122,734
Other debt 0 0 0
Total debt 129,925 -7,191 122,734

I am now 35.0% on my way to achive my FIRE target of EUR 500,000. This is 0.0 percentage points closer, compared to the last net worth update.

EUR 175,160 FIRE target: EUR 500,000


35.0%

FI portfolio

My FI portfolio now consists of EUR 139,874 (79.9%) in investments, EUR 4,184 (2.4%) in retirement accounts, and EUR 31,102 (17.8%) in cash.

Investments

Since my last update, my investments decreased with EUR -2,282 (-1.61%).

Since I started tracking, my total contributions have been EUR 7,000, and my total return has been EUR -18,945.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0.0%).

Since I started tracking, my total contributions have been EUR 0, and my total return is EUR 0.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 583 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
583/month
(4.0% SWR)
510/month
(3.5% SWR)
437/month
(3.0% SWR)


When can I retire?

FI date

My age

40

I am currently aiming to save/invest approximately EUR 500 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 500,000 in 8 years and 1 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another EUR 57,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 267,840


Financial independence forecast