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Net worth update per



This is gerphanes's first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 195,000 and my FI portfolio was EUR 195,000.


Net worth

EUR 195,000

FI portfolio

EUR 195,000

I am now 13.0% on my way to achive my FIRE target of EUR 1,500,000.

EUR 195,000 FIRE target: EUR 1,500,000


13.0%

FI portfolio


My FI portfolio now consists of EUR 56,000 (28.7%) in investments, EUR 68,000 (34.9%) in retirement accounts, and EUR 71,000 (36.4%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 650 for the rest of my life.

Retire today with (EUR)
650/month
(4.0% SWR)
568/month
(3.5% SWR)
487/month
(3.0% SWR)


When can I retire?


FI date


My age

41

I am currently aiming to save/invest approximately EUR 6,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,500,000 in 4 years and 10 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another EUR 738,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 567,000


Financial independence forecast