Net worth update per
This is SMSL's #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 2,398,034 and my FI portfolio decreased to AUD 1,058,564
Net worth
AUD 2,398,034
Since the last update on my net worth has increased with AUD 104,501 (+ 4.56 %).
FI portfolio
AUD 1,058,564
Since the last update on my FI portfolio has decreased with AUD -2,470 ( -0.23 %).
The per-day change in net worth between the reported periods are shown in the plot below.
And the development and changes between each net worth reporting is shown in the tables below.
The changes for each asset class is shown in the table below. All numbers are in AUD.
I am now 52.9% on my way to achive my FIRE target of AUD 2,000,000. This is -0.1 percentage points closer, compared to the last net worth update.
AUD 1,058,564 FIRE target: AUD 2,000,000
FI portfolio
My FI portfolio now consists of AUD 42,537 (4.0%) in investments, AUD 343,811 (32.5%) in retirement accounts, and AUD 672,216 (63.5%) in cash.
Since my last update, my investments increased with AUD 14,164 (49.92%).
Since my last update, my retirement accounts decreased with AUD -6,686 (-1.91%).
How much can I withdraw according to the 4%-rule?
If I quit working today, my monthly pay out would be AUD 3,528 for the rest of my life.
Monthly SWR amount
Retire today with (AUD)
When can I retire?
FI date
My age
47
I am currently aiming to save/invest
approximately AUD
4,000
each month.
Assuming an annual return of
10% on my investments and my retirement accounts, I
aim to reach my FIRE target
of AUD 2,000,000
in 4 years and 8 months,
in , and at that time I will be
47 years old.
By that time I will have invested/saved
another AUD 328,000,
while the rest will be return on my existing FI portfolio and the new
investments,
in total AUD
613,436