Net worth update per



This is my #6 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 365,131 and my FI portfolio increased to CHF 365,131


Net worth

CHF 365,131

Since the last update on my net worth has increased with CHF 27,419 (+ 8.12 %).

FI portfolio

CHF 365,131

Since the last update on my FI portfolio has increased with CHF 27,419 (+ 8.12 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.

I am now 36.5% on my way to achive my FIRE target of CHF 1,000,000. This is 2.7 percentage points closer, compared to the last net worth update.

CHF 365,131 FIRE target: CHF 1,000,000


36.5%


FI portfolio


My FI portfolio now consists of CHF 174,048 (47.7%) in investments, CHF 133,052 (36.4%) in retirement accounts, and CHF 58,031 (15.9%) in cash.

Investments

Since my last update, my investments decreased with CHF -14,298 (-7.59%), of which CHF 7,029 was from contributions, and CHF -21,327 was from returns.

Since I started tracking, my total contributions have been CHF 7,029, and my total return has been CHF 30,095.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 13,851 (11.62%), of which CHF 14,342 was from contributions , and CHF -491 was from returns.

Since I started tracking, my total contributions have been CHF 14,342, and my total return is CHF 21,964.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CHF 1,217 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
1,217/month
(4.0% SWR)
1,064/month
(3.5% SWR)
912/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately CHF 4,500 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 7 years and 5 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another CHF 405,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 229,869


Financial independence forecast