Net worth update per



This is my #127 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 939,680 and my FI portfolio increased to AUD 479,270


Net worth

AUD 939,680

Since the last update on my net worth has increased with AUD 3,251 (+ 0.35 %).

FI portfolio

AUD 479,270

Since the last update on my FI portfolio has increased with AUD 2,501 (+ 0.52 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 32.0% on my way to achive my FIRE target of AUD 1,500,000. This is 0.2 percentage points closer, compared to the last net worth update.

AUD 479,270 FIRE target: AUD 1,500,000


32.0%


FI portfolio


My FI portfolio now consists of AUD 191,616 (40.0%) in investments, AUD 227,354 (47.4%) in retirement accounts, and AUD 60,300 (12.6%) in cash.

Investments

Since my last update, my investments decreased with AUD -745 (-0.39%).

Since I started tracking, my total contributions have been AUD 159,245, and my total return has been AUD -5,629.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 1,796 (0.8%).

Since I started tracking, my total contributions have been AUD 63,873, and my total return is AUD 31,566.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 1,597 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,597/month
(4.0% SWR)
1,397/month
(3.5% SWR)
1,198/month
(3.0% SWR)


When can I retire?


FI date


My age

50

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 6 years and 4 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 616,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 404,730


Financial independence forecast