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Net worth update per



This is surrealBits's #5 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 190,000 and my FI portfolio increased to EUR 190,000


Net worth

EUR 190,000

Since the last update on my net worth has increased with EUR 55,000 (+ 40.74 %).

FI portfolio

EUR 190,000

Since the last update on my FI portfolio has increased with EUR 55,000 (+ 40.74 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 15.8% on my way to achive my FIRE target of EUR 1,200,000. This is 4.6 percentage points closer, compared to the last net worth update.

EUR 190,000 FIRE target: EUR 1,200,000


15.8%


FI portfolio


My FI portfolio now consists of and EUR 190,000 (100.0%) in cash.

Investments

Since my last update, my investments decreased with EUR 0 (0%), of which EUR 30,000 was from contributions, and EUR 0 was from returns.

Since I started tracking, my total contributions have been EUR 50,000, and my total return has been EUR 0.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 633 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
633/month
(4.0% SWR)
554/month
(3.5% SWR)
475/month
(3.0% SWR)


When can I retire?


FI date


My age

43

I am currently aiming to save/invest approximately EUR 4,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,200,000 in 6 years and 5 months, in , and at that time I will be 43 years old.

By that time I will have invested/saved another EUR 660,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 350,000


Financial independence forecast