Net worth update per



This is my #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 284,823 and my FI portfolio increased to EUR 289,648


Net worth

EUR 284,823

Since the last update on my net worth has increased with EUR 20,171 (+ 7.62 %).

FI portfolio

EUR 289,648

Since the last update on my FI portfolio has increased with EUR 21,820 (+ 8.15 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 48.3% on my way to achive my FIRE target of EUR 600,000. This is 3.6 percentage points closer, compared to the last net worth update.

EUR 289,648 FIRE target: EUR 600,000


48.3%


FI portfolio


My FI portfolio now consists of EUR 194,727 (67.2%) in investments, EUR 12,418 (4.3%) in retirement accounts, and EUR 82,503 (28.5%) in cash.

Investments

Since my last update, my investments increased with EUR 22,163 (12.84%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 51 (0.41%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 965 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
965/month
(4.0% SWR)
844/month
(3.5% SWR)
724/month
(3.0% SWR)


When can I retire?


FI date


My age

39

I am currently aiming to save/invest approximately EUR 5,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 600,000 in 0 years and 11 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another EUR 220,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 90,352


Financial independence forecast