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Net worth update per



This is awedPonie3's #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 433,455 and my FI portfolio decreased to GBP 219,439


Net worth

GBP 433,455

Since the last update on my net worth has increased with GBP 8,390 (+ 1.97 %).

FI portfolio

GBP 219,439

Since the last update on my FI portfolio has decreased with GBP -14,165 ( -6.06 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 19.9% on my way to achive my FIRE target of GBP 1,100,000. This is -1.3 percentage points closer, compared to the last net worth update.

GBP 219,439 FIRE target: GBP 1,100,000


19.9%


FI portfolio


My FI portfolio now consists of GBP 42,736 (19.5%) in investments, GBP 161,807 (73.7%) in retirement accounts, and GBP 14,896 (6.8%) in cash.

Investments

Since my last update, my investments decreased with GBP -4,051 (-8.66%).

Since I started tracking, my total contributions have been GBP 9,438, and my total return has been GBP 121,565.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -8,824 (-5.17%), of which GBP 1,355 was from contributions , and GBP 1,525 was from returns.

Since I started tracking, my total contributions have been GBP 63,804, and my total return is GBP 72,603.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 731 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
731/month
(4.0% SWR)
640/month
(3.5% SWR)
548/month
(3.0% SWR)


When can I retire?


FI date


My age

50

I am currently aiming to save/invest approximately GBP 2,711 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,100,000 in 10 years and 9 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another GBP 422,916, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 457,645


Financial independence forecast