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Net worth update per



This is ddog's #25 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 38,322 and my FI portfolio decreased to AUD 123,475


Net worth

AUD 38,322

Since the last update on my net worth has decreased with AUD -6,114 ( -13.76 %).

FI portfolio

AUD 123,475

Since the last update on my FI portfolio has decreased with AUD -6,114 ( -4.72 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 6.2% on my way to achive my FIRE target of AUD 2,000,000. This is -0.3 percentage points closer, compared to the last net worth update.

AUD 123,475 FIRE target: AUD 2,000,000


6.2%


FI portfolio


My FI portfolio now consists of AUD 57,320 (46.4%) in investments, AUD 56,127 (45.5%) in retirement accounts, and AUD 10,028 (8.1%) in cash.

Investments

Since my last update, my investments decreased with AUD -3,899 (-6.37%).

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -2,236 (-3.83%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 411 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
411/month
(4.0% SWR)
360/month
(3.5% SWR)
308/month
(3.0% SWR)


When can I retire?


FI date


My age

48

I am currently aiming to save/invest approximately AUD 2,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 15 years and 10 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another AUD 444,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 1,432,525


Financial independence forecast