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Net worth update per


This is holisticRhino3's #31 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 23,611 and my FI portfolio increased to EUR 21,461


Net worth

EUR 23,611

Since the last update on my net worth has increased with EUR 206 (+ 0.88 %).

FI portfolio

EUR 21,461

Since the last update on my FI portfolio has increased with EUR 206 (+ 0.97 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 1,100 0 1,100
Investments 20,155 +206 20,361
Retirement acc 0 0 0
Real estate 0 0 0
Other assets 2,150 0 2,150
Total assets 23,405 +206 23,611

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 900 +200 1,100
Investments 13,258 +7,103 20,361
Retirement acc 0 0 0
Real estate 0 0 0
Other assets 2,150 0 2,150
Total assets 16,308 +7,303 23,611

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 100 +1,000 1,100
Investments 900 +19,461 20,361
Retirement acc 0 0 0
Real estate 0 0 0
Other assets 1,000 + 1,150 2,150
Total assets 2,000 +21,611 23,611

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 2.7% on my way to achive my FIRE target of EUR 800,000. This is 0.0 percentage points closer, compared to the last net worth update.

EUR 21,461 FIRE target: EUR 800,000


2.7%

FI portfolio

My FI portfolio now consists of EUR 20,361 (94.9%) in investments, and EUR 1,100 (5.1%) in cash.

Investments

Since my last update, my investments increased with EUR 206 (1.02%), of which EUR 3,700 was from contributions, and EUR -2,420 was from returns.

Since I started tracking, my total contributions have been EUR 56,644, and my total return has been EUR 10,856.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0%), of which EUR 400 was from contributions , and EUR -1,420 was from returns.

Since I started tracking, my total contributions have been EUR 11,968, and my total return is EUR 282.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 71 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
71/month
(4.0% SWR)
62/month
(3.5% SWR)
53/month
(3.0% SWR)


When can I retire?

FI date

My age

36

I am currently aiming to save/invest approximately EUR 2,150 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 800,000 in 10 years and 9 months, in , and at that time I will be 36 years old.

By that time I will have invested/saved another EUR 346,150, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 432,389


Financial independence forecast