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Net worth update per



This is awedPonie3's #2 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 425,065 and my FI portfolio decreased to GBP 233,604


Net worth

GBP 425,065

Since the last update on my net worth has decreased with GBP -12,445 ( -2.84 %).

FI portfolio

GBP 233,604

Since the last update on my FI portfolio has decreased with GBP -17,445 ( -6.95 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 21.2% on my way to achive my FIRE target of GBP 1,100,000. This is -1.6 percentage points closer, compared to the last net worth update.

GBP 233,604 FIRE target: GBP 1,100,000


21.2%


FI portfolio


My FI portfolio now consists of GBP 46,787 (20.0%) in investments, GBP 170,631 (73.0%) in retirement accounts, and GBP 16,186 (6.9%) in cash.

Investments

Since my last update, my investments increased with GBP 1,228 (2.7%).

Since I started tracking, my total contributions have been GBP 9,438, and my total return has been GBP 121,565.

Retirement accounts

Since my last update, my retirement accounts decreased with GBP -15,673 (-8.41%), of which GBP 1,355 was from contributions , and GBP 1,525 was from returns.

Since I started tracking, my total contributions have been GBP 63,804, and my total return is GBP 72,603.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 778 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
778/month
(4.0% SWR)
681/month
(3.5% SWR)
584/month
(3.0% SWR)


When can I retire?


FI date


My age

49

I am currently aiming to save/invest approximately GBP 2,711 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,100,000 in 10 years and 4 months, in , and at that time I will be 49 years old.

By that time I will have invested/saved another GBP 412,072, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 454,324


Financial independence forecast