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Net worth update per


This is Raffa269's #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 1,750,000 and my FI portfolio increased to EUR 1,000,000


Net worth

EUR 1,750,000

Since the last update on my net worth has increased with EUR 210,000 (+ 13.64 %).

FI portfolio

EUR 1,000,000

Since the last update on my FI portfolio has increased with EUR 110,000 (+ 12.36 %).

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 370,000 -70,000 300,000
Investments 450,000 +150,000 600,000
Retirement acc 70,000 +30,000 100,000
Real estate 500,000 + 150,000 650,000
Other assets 150,000 -50,000 100,000
Total assets 1,540,000 +210,000 1,750,000

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 370,000 -70,000 300,000
Investments 450,000 +150,000 600,000
Retirement acc 70,000 +30,000 100,000
Real estate 500,000 + 150,000 650,000
Other assets 150,000 -50,000 100,000
Total assets 1,540,000 +210,000 1,750,000

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 370,000 -70,000 300,000
Investments 450,000 +150,000 600,000
Retirement acc 70,000 +30,000 100,000
Real estate 500,000 + 150,000 650,000
Other assets 150,000 -50,000 100,000
Total assets 1,540,000 +210,000 1,750,000

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 83.3% on my way to achive my FIRE target of EUR 1,200,000. This is 9.2 percentage points closer, compared to the last net worth update.

EUR 1,000,000 FIRE target: EUR 1,200,000


83.3%

FI portfolio

My FI portfolio now consists of EUR 600,000 (60.0%) in investments, EUR 100,000 (10.0%) in retirement accounts, and EUR 300,000 (30.0%) in cash.

Investments

Since my last update, my investments increased with EUR 150,000 (33.33%).

Retirement accounts

Since my last update, my retirement accounts increased with EUR 30,000 (42.86%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 3,333 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
3,333/month
(4.0% SWR)
2,916/month
(3.5% SWR)
2,500/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately EUR 500 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,200,000 in 0 years and 5 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another EUR 20,500, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 179,500


Financial independence forecast