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Net worth update per


This is Falco's #335 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 258,798 and my FI portfolio increased to USD 258,798


Net worth

USD 258,798

Since the last update on my net worth has increased with USD 4,324 (+ 1.7 %).

FI portfolio

USD 258,798

Since the last update on my FI portfolio has increased with USD 4,324 (+ 1.7 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 6,715 0 6,715
Investments 65,669 +1,118 66,787
Retirement acc 182,090 +3,206 185,296
Real estate 0 0 0
Other assets 0 0 0
Total assets 254,474 +4,324 258,798

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 10,638 -3,923 6,715
Investments 73,810 -7,023 66,787
Retirement acc 199,896 -14,600 185,296
Real estate 0 0 0
Other assets 0 0 0
Total assets 284,344 -25,546 258,798

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -13,787 6,715
Investments 22,774 +44,013 66,787
Retirement acc 141,441 +43,855 185,296
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +74,081 258,798

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 51.8% on my way to achive my FIRE target of USD 500,000. This is 0.9 percentage points closer, compared to the last net worth update.

USD 258,798 FIRE target: USD 500,000


51.8%

FI portfolio

My FI portfolio now consists of USD 66,787 (25.8%) in investments, USD 185,296 (71.6%) in retirement accounts, and USD 6,715 (2.6%) in cash.

Investments

Since my last update, my investments increased with USD 1,118 (1.7%), of which USD 100 was from contributions, and USD 432 was from returns.

Since I started tracking, my total contributions have been USD 52,393, and my total return has been USD 22,945.

Retirement accounts

Since my last update, my retirement accounts increased with USD 3,206 (1.76%), of which USD 134 was from contributions , and USD 1,277 was from returns.

Since I started tracking, my total contributions have been USD 25,090, and my total return is USD 120,249.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 862 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
862/month
(4.0% SWR)
754/month
(3.5% SWR)
646/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 3 years and 3 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 96,600, while the rest will be return on my existing FI portfolio and the new investments, in total USD 144,602


Financial independence forecast