Net worth update per



This is my #112 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 900,396 and my FI portfolio increased to AUD 451,136


Net worth

AUD 900,396

Since the last update on my net worth has increased with AUD 7,812 (+ 0.88 %).

FI portfolio

AUD 451,136

Since the last update on my FI portfolio has increased with AUD 7,902 (+ 1.78 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 30.1% on my way to achive my FIRE target of AUD 1,500,000. This is 0.5 percentage points closer, compared to the last net worth update.

AUD 451,136 FIRE target: AUD 1,500,000


30.1%


FI portfolio


My FI portfolio now consists of AUD 199,871 (44.3%) in investments, AUD 213,465 (47.3%) in retirement accounts, and AUD 37,800 (8.4%) in cash.

Investments

Since my last update, my investments increased with AUD 4,391 (2.25%), of which AUD 515 was from contributions, and AUD -1,834 was from returns.

Since I started tracking, my total contributions have been AUD 169,869, and my total return has been AUD -8,672.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 3,011 (1.43%), of which AUD 1,946 was from contributions , and AUD 436 was from returns.

Since I started tracking, my total contributions have been AUD 54,314, and my total return is AUD 25,131.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 1,503 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,503/month
(4.0% SWR)
1,315/month
(3.5% SWR)
1,127/month
(3.0% SWR)


When can I retire?


FI date


My age

50

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 6 years and 6 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 632,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 416,864


Financial independence forecast