Net worth update per



This is my #41 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 302,576 and my FI portfolio increased to GBP 309,746


Net worth

GBP 302,576

Since the last update on my net worth has increased with GBP 20,801 (+ 7.38 %).

FI portfolio

GBP 309,746

Since the last update on my FI portfolio has increased with GBP 20,801 (+ 7.2 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 51.6% on my way to achive my FIRE target of GBP 600,000. This is 3.5 percentage points closer, compared to the last net worth update.

GBP 309,746 FIRE target: GBP 600,000


51.6%


FI portfolio


My FI portfolio now consists of GBP 205,545 (66.4%) in investments, GBP 85,657 (27.7%) in retirement accounts, and GBP 18,544 (6.0%) in cash.

Investments

Since my last update, my investments increased with GBP 8,607 (4.37%).

Since I started tracking, my total contributions have been GBP 175,000, and my total return has been GBP 27,408.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 2,213 (2.65%).

Since I started tracking, my total contributions have been GBP 70,000, and my total return is GBP 8,497.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,032 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,032/month
(4.0% SWR)
903/month
(3.5% SWR)
774/month
(3.0% SWR)


When can I retire?


FI date


My age

34

I am currently aiming to save/invest approximately GBP 6,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 2 years and 9 months, in , and at that time I will be 34 years old.

By that time I will have invested/saved another GBP 204,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 86,254


Financial independence forecast