Net worth update per



This is my #30 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 22,988 and my FI portfolio increased to EUR 20,838


Net worth

EUR 22,988

Since the last update on my net worth has increased with EUR 2,433 (+ 11.84 %).

FI portfolio

EUR 20,838

Since the last update on my FI portfolio has increased with EUR 2,433 (+ 13.22 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 6.9% on my way to achive my FIRE target of EUR 300,000. This is 0.8 percentage points closer, compared to the last net worth update.

EUR 20,838 FIRE target: EUR 300,000


6.9%


FI portfolio


My FI portfolio now consists of EUR 19,738 (94.7%) in investments, and EUR 1,100 (5.3%) in cash.

Investments

Since my last update, my investments increased with EUR 2,493 (14.46%), of which EUR 728 was from contributions, and EUR 1,765 was from returns.

Since I started tracking, my total contributions have been EUR 17,668, and my total return has been EUR 1,170.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 69 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
69/month
(4.0% SWR)
60/month
(3.5% SWR)
52/month
(3.0% SWR)


When can I retire?


FI date


My age

37

I am currently aiming to save/invest approximately EUR 600 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 300,000 in 13 years and 11 months, in , and at that time I will be 37 years old.

By that time I will have invested/saved another EUR 100,800, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 178,362


Financial independence forecast