Net worth update per



This is my #21 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 374,988 and my FI portfolio increased to EUR 277,896


Net worth

EUR 374,988

Since the last update on my net worth has decreased with EUR -421 ( -0.11 %).

FI portfolio

EUR 277,896

Since the last update on my FI portfolio has increased with EUR 49 (+ 0.02 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 27.8% on my way to achive my FIRE target of EUR 1,000,000. This is 0.0 percentage points closer, compared to the last net worth update.

EUR 277,896 FIRE target: EUR 1,000,000


27.8%


FI portfolio


My FI portfolio now consists of EUR 264,284 (95.1%) in investments, EUR 4,708 (1.7%) in retirement accounts, and EUR 8,904 (3.2%) in cash.

Investments

Since my last update, my investments increased with EUR 14,554 (5.83%), of which EUR 2,770 was from contributions, and EUR 11,784 was from returns.

Since I started tracking, my total contributions have been EUR 222,319, and my total return has been EUR -19,529.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 186 (4.11%).

Since I started tracking, my total contributions have been EUR 4,962, and my total return is EUR -254.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 926 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
926/month
(4.0% SWR)
810/month
(3.5% SWR)
694/month
(3.0% SWR)


When can I retire?


FI date


My age

42

I am currently aiming to save/invest approximately EUR 2,790 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 8 years and 11 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another EUR 301,320, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 420,784


Financial independence forecast