Net worth update per



This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 246,000 and my FI portfolio was EUR 236,000.


Net worth

EUR 246,000

FI portfolio

EUR 236,000

I am now 15.7% on my way to achive my FIRE target of EUR 1,500,000.

EUR 236,000 FIRE target: EUR 1,500,000


15.7%

FI portfolio


My FI portfolio now consists of EUR 190,000 (80.5%) in investments, EUR 25,000 (10.6%) in retirement accounts, and EUR 21,000 (8.9%) in cash.




How much can I withdraw according to the 4%-rule?



If I quit working today, my monthly pay out would be EUR 786 for the rest of my life.

Retire today with (EUR)
786/month
(4.0% SWR)
688/month
(3.5% SWR)
590/month
(3.0% SWR)


When can I retire?


FI date


My age

53

I am currently aiming to save/invest approximately EUR 1,500 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,500,000 in 20 years and 2 months, in , and at that time I will be 53 years old.

By that time I will have invested/saved another EUR 370,500, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 893,500


Financial independence forecast