Net worth update per
This is druidic68's #13 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 635,176 and my FI portfolio decreased to EUR 440,400
Net worth
EUR 635,176
Since the last update on my net worth has decreased with EUR -140,969 ( -18.16 %).
FI portfolio
EUR 440,400
Since the last update on my FI portfolio has decreased with EUR -141,745 ( -24.35 %).
The per-day change in net worth between the reported periods are shown in the plot below.
And the development and changes between each net worth reporting is shown in the tables below.
The changes for each asset class is shown in the table below. All numbers are in EUR.
I am now 22.0% on my way to achive my FIRE target of EUR 2,000,000. This is -7.1 percentage points closer, compared to the last net worth update.
EUR 440,400 FIRE target: EUR 2,000,000
FI portfolio
My FI portfolio now consists of EUR 380,000 (86.3%) in investments, EUR 57,900 (13.1%) in retirement accounts, and EUR 2,500 (0.6%) in cash.
Since my last update, my investments decreased with EUR -142,000 (-27.2%).
Since my last update, my retirement accounts increased with EUR 900 (1.58%).
How much can I withdraw according to the 4%-rule?
If I quit working today, my monthly pay out would be EUR 1,468 for the rest of my life.
Monthly SWR amount
Retire today with (EUR)
When can I retire?
FI date
My age
57
I am currently aiming to save/invest
approximately EUR
1,600
each month.
Assuming an annual return of
7% on my investments and my retirement accounts, I
aim to reach my FIRE target
of EUR 2,000,000
in 14 years and 10 months,
in , and at that time I will be
57 years old.
By that time I will have invested/saved
another EUR 320,000,
while the rest will be return on my existing FI portfolio and the new
investments,
in total EUR
1,239,600