Net worth update per July 1st 2022
This is ThomasLinke's #20 net worth update. Please check out my profile here for more information. As of July 1st 2022, my net worth decreased to EUR 319,995 and my FI portfolio decreased to EUR 184,399
Net worth
EUR 319,995
Since the last update on June 1st 2022 my net worth has decreased with EUR -13,639 ( -4.09 %).
FI portfolio
EUR 184,399
Since the last update on June 1st 2022 my FI portfolio has decreased with EUR -17,664 ( -8.74 %).
The per-day change in net worth between the reported periods are shown in the plot below.
And the development and changes between each net worth reporting is shown in the tables below.
The changes for each asset class is shown in the table below. All numbers are in EUR.
I am now 8.1% on my way to achive my FIRE target of EUR 2,272,996. This is -0.8 percentage points closer, compared to the last net worth update.
EUR 184,399 FIRE target: EUR 2,272,996
FI portfolio
My FI portfolio now consists of EUR 184,399 (100.0%) in investments, and EUR 0 (0.0%) in cash.
Since my last update, my investments
decreased
with EUR -17,664
(-8.74%), of which
EUR
5,000
was from
contributions, and EUR
-26,377 was from
returns.
Since I started tracking, my total contributions have been
EUR
319,184,
and my total return has been
EUR
136,209.
How much can I withdraw according to the 4%-rule?
If I quit working today, my monthly pay out would be EUR 614 for the rest of my life.
Monthly SWR amount
Retire today with (EUR)
When can I retire?
FI date
August 2042
My age
49
I am currently aiming to save/invest
approximately EUR
2,888
each month.
Assuming an annual return of
7% on my investments and my retirement accounts, I
aim to reach my FIRE target
of EUR 2,272,996
in 17 years and 1 months,
in August 2042, and at that time I will be
49 years old.
By that time I will have invested/saved
another EUR 696,008,
while the rest will be return on my existing FI portfolio and the new
investments,
in total EUR
1,392,589