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Net worth update per


This is jobdodger's #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 320,807 and my FI portfolio increased to AUD 320,807


Net worth

AUD 320,807

Since the last update on my net worth has increased with AUD 194,334 (+ 153.66 %).

FI portfolio

AUD 320,807

Since the last update on my FI portfolio has increased with AUD 194,334 (+ 153.66 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 45,425 +144,939 190,364
Investments 62,545 +50,231 112,776
Retirement acc 18,503 -836 17,667
Real estate 0 0 0
Other assets 0 0 0
Total assets 126,473 +194,334 320,807

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 45,425 +144,939 190,364
Investments 62,545 +50,231 112,776
Retirement acc 18,503 -836 17,667
Real estate 0 0 0
Other assets 0 0 0
Total assets 126,473 +194,334 320,807

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 45,425 +144,939 190,364
Investments 62,545 +50,231 112,776
Retirement acc 18,503 -836 17,667
Real estate 0 0 0
Other assets 0 0 0
Total assets 126,473 +194,334 320,807

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 20.1% on my way to achive my FIRE target of AUD 1,600,000. This is 12.1 percentage points closer, compared to the last net worth update.

AUD 320,807 FIRE target: AUD 1,600,000


20.1%

FI portfolio

My FI portfolio now consists of AUD 112,776 (35.2%) in investments, AUD 17,667 (5.5%) in retirement accounts, and AUD 190,364 (59.3%) in cash.

Investments

Since my last update, my investments increased with AUD 50,231 (80.31%).

Since I started tracking, my total contributions have been AUD 335,885, and my total return has been AUD 193,224.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -836 (-4.52%).

Since I started tracking, my total contributions have been AUD 42,798, and my total return is AUD 9,563.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,069 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,069/month
(4.0% SWR)
935/month
(3.5% SWR)
802/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately AUD 4,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,600,000 in 8 years and 2 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another AUD 532,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 747,193


Financial independence forecast