Net worth update per



This is my #321 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 223,843 and my FI portfolio decreased to USD 223,843


Net worth

USD 223,843

Since the last update on my net worth has decreased with USD -9,630 ( -4.12 %).

FI portfolio

USD 223,843

Since the last update on my FI portfolio has decreased with USD -9,630 ( -4.12 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 44.8% on my way to achive my FIRE target of USD 500,000. This is -1.9 percentage points closer, compared to the last net worth update.

USD 223,843 FIRE target: USD 500,000


44.8%


FI portfolio


My FI portfolio now consists of USD 58,294 (26.0%) in investments, USD 160,028 (71.5%) in retirement accounts, and USD 5,521 (2.5%) in cash.

Investments

Since my last update, my investments decreased with USD -1,577 (-2.63%).

Since I started tracking, my total contributions have been USD 38,320, and my total return has been USD -2,029.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -11,307 (-6.6%).

Since I started tracking, my total contributions have been USD 11,300, and my total return is USD 11,428.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 746 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
746/month
(4.0% SWR)
652/month
(3.5% SWR)
559/month
(3.0% SWR)


When can I retire?


FI date


My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 6 years and 2 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 105,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 171,157


Financial independence forecast