Net worth update per



This is my #11 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 80,093 and my FI portfolio decreased to EUR 99,756


Net worth

EUR 80,093

Since the last update on my net worth has decreased with EUR -21,679 ( -21.3 %).

FI portfolio

EUR 99,756

Since the last update on my FI portfolio has decreased with EUR -18,368 ( -15.55 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 16.6% on my way to achive my FIRE target of EUR 600,000. This is -3.1 percentage points closer, compared to the last net worth update.

EUR 99,756 FIRE target: EUR 600,000


16.6%


FI portfolio


My FI portfolio now consists of EUR 42,161 (42.3%) in investments, and EUR 57,595 (57.7%) in cash.

Investments

Since my last update, my investments decreased with EUR -16,372 (-27.97%), of which EUR 7,068 was from contributions, and EUR -23,440 was from returns.

Since I started tracking, my total contributions have been EUR 46,376, and my total return has been EUR -11,459.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 332 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
332/month
(4.0% SWR)
290/month
(3.5% SWR)
249/month
(3.0% SWR)


When can I retire?


FI date


My age

44

I am currently aiming to save/invest approximately EUR 2,100 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 600,000 in 10 years and 8 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another EUR 270,900, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 229,344


Financial independence forecast