Net worth update per



This is my #25 net worth update. Please check out my profile here for more information. As of , my net worth decreased to INR 5,952,193 and my FI portfolio decreased to INR 5,201,870


Net worth

INR 5,952,193

Since the last update on my net worth has decreased with INR -1,452,826 ( -19.62 %).

FI portfolio

INR 5,201,870

Since the last update on my FI portfolio has decreased with INR -525,706 ( -9.18 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 8.7% on my way to achive my FIRE target of INR 60,000,000. This is -0.9 percentage points closer, compared to the last net worth update.

INR 5,201,870 FIRE target: INR 60,000,000


8.7%


FI portfolio


My FI portfolio now consists of INR 3,658,093 (70.3%) in investments, INR 443,777 (8.5%) in retirement accounts, and INR 1,100,000 (21.1%) in cash.

Investments

Since my last update, my investments decreased with INR -815,483 (-18.23%).

Since I started tracking, my total contributions have been INR 123,587, and my total return has been INR 3,109,262.

Retirement accounts

Since my last update, my retirement accounts increased with INR 103,885 (30.56%).

Since I started tracking, my total contributions have been INR 7,360, and my total return is INR 340,497.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be INR 17,339 for the rest of my life.


Monthly SWR amount
Retire today with (INR)
17,339/month
(4.0% SWR)
15,172/month
(3.5% SWR)
13,004/month
(3.0% SWR)


When can I retire?


FI date


My age

47

I am currently aiming to save/invest approximately INR 90,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 60,000,000 in 17 years and 7 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another INR 19,080,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 35,718,130


Financial independence forecast