Net worth update per



This is my #105 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 866,026 and my FI portfolio decreased to AUD 417,521


Net worth

AUD 866,026

Since the last update on my net worth has decreased with AUD -15,333 ( -1.74 %).

FI portfolio

AUD 417,521

Since the last update on my FI portfolio has decreased with AUD -16,338 ( -3.77 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 27.8% on my way to achive my FIRE target of AUD 1,500,000. This is -1.1 percentage points closer, compared to the last net worth update.

AUD 417,521 FIRE target: AUD 1,500,000


27.8%


FI portfolio


My FI portfolio now consists of AUD 183,346 (43.9%) in investments, AUD 195,975 (46.9%) in retirement accounts, and AUD 38,200 (9.1%) in cash.

Investments

Since my last update, my investments decreased with AUD -4,719 (-2.51%), of which AUD 1,124 was from contributions, and AUD -2,988 was from returns.

Since I started tracking, my total contributions have been AUD 163,123, and my total return has been AUD -14,209.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -10,219 (-4.96%).

Since I started tracking, my total contributions have been AUD 49,778, and my total return is AUD 13,293.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 1,391 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,391/month
(4.0% SWR)
1,217/month
(3.5% SWR)
1,043/month
(3.0% SWR)


When can I retire?


FI date


My age

51

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 6 years and 10 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another AUD 664,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 418,479


Financial independence forecast