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Net worth update per



This is gammj's #129 net worth update. Please check out my profile here for more information. As of , my net worth decreased to CAD 448,021 and my FI portfolio decreased to CAD 418,221


Net worth

CAD 448,021

Since the last update on my net worth has decreased with CAD -900 ( -0.2 %).

FI portfolio

CAD 418,221

Since the last update on my FI portfolio has decreased with CAD -663 ( -0.16 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 23.9% on my way to achive my FIRE target of CAD 1,750,000. This is -0.0 percentage points closer, compared to the last net worth update.

CAD 418,221 FIRE target: CAD 1,750,000


23.9%


FI portfolio


My FI portfolio now consists of CAD 160,988 (38.5%) in investments, CAD 250,841 (60.0%) in retirement accounts, and CAD 6,392 (1.5%) in cash.

Investments

Since my last update, my investments decreased with CAD -2,423 (-1.48%), of which CAD 5 was from contributions, and CAD 24,127 was from returns.

Since I started tracking, my total contributions have been CAD 164, and my total return has been CAD 468,856.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 158 (0.06%), of which CAD 5 was from contributions , and CAD 20,998 was from returns.

Since I started tracking, my total contributions have been CAD 164, and my total return is CAD 949,167.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 1,394 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
1,394/month
(4.0% SWR)
1,219/month
(3.5% SWR)
1,045/month
(3.0% SWR)


When can I retire?


FI date


My age

58

I am currently aiming to save/invest approximately CAD 461 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 1,750,000 in 10 years and 9 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another CAD 104,186, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 1,227,593


Financial independence forecast