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Net worth update per



This is gammj's #128 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 448,921 and my FI portfolio increased to CAD 418,884


Net worth

CAD 448,921

Since the last update on my net worth has increased with CAD 5,697 (+ 1.29 %).

FI portfolio

CAD 418,884

Since the last update on my FI portfolio has increased with CAD 16,185 (+ 4.02 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 23.9% on my way to achive my FIRE target of CAD 1,750,000. This is 0.9 percentage points closer, compared to the last net worth update.

CAD 418,884 FIRE target: CAD 1,750,000


23.9%


FI portfolio


My FI portfolio now consists of CAD 163,411 (39.0%) in investments, CAD 250,683 (59.8%) in retirement accounts, and CAD 4,790 (1.1%) in cash.

Investments

Since my last update, my investments increased with CAD 12,367 (8.19%), of which CAD 5 was from contributions, and CAD 41,174 was from returns.

Since I started tracking, my total contributions have been CAD 144, and my total return has been CAD 428,206.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 2,739 (1.1%), of which CAD 5 was from contributions , and CAD 27,334 was from returns.

Since I started tracking, my total contributions have been CAD 144, and my total return is CAD 882,889.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 1,396 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
1,396/month
(4.0% SWR)
1,221/month
(3.5% SWR)
1,047/month
(3.0% SWR)


When can I retire?


FI date


My age

58

I am currently aiming to save/invest approximately CAD 461 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 1,750,000 in 10 years and 11 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another CAD 103,725, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 1,227,391


Financial independence forecast