Net worth update per



This is my #24 net worth update. Please check out my profile here for more information. As of , my net worth decreased to INR 7,405,019 and my FI portfolio decreased to INR 5,727,576


Net worth

INR 7,405,019

Since the last update on my net worth has decreased with INR -898,433 ( -10.82 %).

FI portfolio

INR 5,727,576

Since the last update on my FI portfolio has decreased with INR -893,812 ( -13.5 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 9.5% on my way to achive my FIRE target of INR 60,000,000. This is -1.5 percentage points closer, compared to the last net worth update.

INR 5,727,576 FIRE target: INR 60,000,000


9.5%


FI portfolio


My FI portfolio now consists of INR 4,473,576 (78.1%) in investments, INR 339,892 (5.9%) in retirement accounts, and INR 914,108 (16.0%) in cash.

Investments

Since my last update, my investments decreased with INR -1,764,554 (-28.29%).

Since I started tracking, my total contributions have been INR 123,587, and my total return has been INR 4,342,257.

Retirement accounts

Since my last update, my retirement accounts decreased with INR -43,366 (-11.32%).

Since I started tracking, my total contributions have been INR 7,360, and my total return is INR 361,659.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be INR 19,091 for the rest of my life.


Monthly SWR amount
Retire today with (INR)
19,091/month
(4.0% SWR)
16,705/month
(3.5% SWR)
14,318/month
(3.0% SWR)


When can I retire?


FI date


My age

46

I am currently aiming to save/invest approximately INR 90,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 60,000,000 in 16 years and 11 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another INR 18,540,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 35,732,424


Financial independence forecast