Net worth update per

This is my #2 net worth update. Please check out my profile here for more information. As of , my net worth decreased to NOK 210,000 and my FI portfolio decreased to NOK 210,000

Net worth

NOK 210,000

Since the last update on my net worth has decreased with NOK -160,000 ( -43.24 %).

FI portfolio

NOK 210,000

Since the last update on my FI portfolio has decreased with NOK -160,000 ( -43.24 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in NOK.

I am now 3.5% on my way to achive my FIRE target of NOK 6,000,000. This is -2.7 percentage points closer, compared to the last net worth update.

NOK 210,000 FIRE target: NOK 6,000,000


FI portfolio

My FI portfolio now consists of NOK 60,000 (28.6%) in investments, NOK 120,000 (57.1%) in retirement accounts, and NOK 30,000 (14.3%) in cash.


Since my last update, my investments increased with NOK 60,000 (100%).

Retirement accounts

Since my last update, my retirement accounts decreased with NOK -180,000 (-60.0%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be NOK 700 for the rest of my life.

Monthly SWR amount
Retire today with (NOK)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately NOK 20,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of NOK 6,000,000 in 11 years and 9 months, in , and at that time I will be 35 years old.

By that time I will have invested/saved another NOK 2,840,000, while the rest will be return on my existing FI portfolio and the new investments, in total NOK 2,950,000

Financial independence forecast