Net worth update per

This is my #72 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 77,125 and my FI portfolio decreased to AUD 74,125

Net worth

AUD 77,125

Since the last update on my net worth has decreased with AUD -1,667 ( -2.12 %).

FI portfolio

AUD 74,125

Since the last update on my FI portfolio has decreased with AUD -1,667 ( -2.2 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 3.7% on my way to achive my FIRE target of AUD 2,000,000. This is -0.1 percentage points closer, compared to the last net worth update.

AUD 74,125 FIRE target: AUD 2,000,000


FI portfolio

My FI portfolio now consists of AUD 7,782 (10.5%) in investments, AUD 33,773 (45.6%) in retirement accounts, and AUD 32,570 (43.9%) in cash.


Since my last update, my investments decreased with AUD -1,820 (-18.95%).

Since I started tracking, my total contributions have been AUD 7,019, and my total return has been AUD -11,314.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -2,515 (-6.93%), of which AUD 621 was from contributions , and AUD -3,136 was from returns.

Since I started tracking, my total contributions have been AUD 15,129, and my total return is AUD -3,445.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 247 for the rest of my life.

Monthly SWR amount
Retire today with (AUD)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately AUD 1,750 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 24 years and 9 months, in , and at that time I will be 54 years old.

By that time I will have invested/saved another AUD 521,500, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 1,404,375

Financial independence forecast