Net worth update per



This is my #28 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 630,000 and my FI portfolio increased to USD 596,000


Net worth

USD 630,000

Since the last update on my net worth has increased with USD 23,000 (+ 3.79 %).

FI portfolio

USD 596,000

Since the last update on my FI portfolio has increased with USD 24,000 (+ 4.2 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 59.6% on my way to achive my FIRE target of USD 1,000,000. This is 2.4 percentage points closer, compared to the last net worth update.

USD 596,000 FIRE target: USD 1,000,000


59.6%


FI portfolio


My FI portfolio now consists of USD 544,766 (91.4%) in investments, USD 51,234 (8.6%) in retirement accounts, and USD 0 (0.0%) in cash.

Investments

Since my last update, my investments increased with USD 20,914 (3.99%), of which USD 4,570 was from contributions, and USD -3,311 was from returns.

Since I started tracking, my total contributions have been USD 249,251, and my total return has been USD 166,774.

Retirement accounts

Since my last update, my retirement accounts increased with USD 3,086 (6.41%), of which USD 7,750 was from contributions , and USD -5,009 was from returns.

Since I started tracking, my total contributions have been USD 67,246, and my total return is USD -13,271.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 1,986 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,986/month
(4.0% SWR)
1,738/month
(3.5% SWR)
1,490/month
(3.0% SWR)


When can I retire?


FI date


My age

37

I am currently aiming to save/invest approximately USD 14,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,000,000 in 1 years and 6 months, in , and at that time I will be 37 years old.

By that time I will have invested/saved another USD 280,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 124,000


Financial independence forecast