Net worth update per



This is my #22 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 459,332 and my FI portfolio increased to EUR 218,215


Net worth

EUR 459,332

Since the last update on my net worth has increased with EUR 1,454 (+ 0.32 %).

FI portfolio

EUR 218,215

Since the last update on my FI portfolio has increased with EUR 770 (+ 0.35 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 21.8% on my way to achive my FIRE target of EUR 1,000,000. This is 0.1 percentage points closer, compared to the last net worth update.

EUR 218,215 FIRE target: EUR 1,000,000


21.8%


FI portfolio


My FI portfolio now consists of EUR 65,560 (30.0%) in investments, EUR 18,805 (8.6%) in retirement accounts, and EUR 133,850 (61.3%) in cash.

Investments

Since my last update, my investments increased with EUR 355 (0.54%), of which EUR 4,000 was from contributions, and EUR -3,645 was from returns.

Since I started tracking, my total contributions have been EUR 44,500, and my total return has been EUR 3,238.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 165 (0.89%), of which EUR 165 was from contributions , and EUR 0 was from returns.

Since I started tracking, my total contributions have been EUR 8,502, and my total return is EUR 183.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 727 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
727/month
(4.0% SWR)
636/month
(3.5% SWR)
545/month
(3.0% SWR)


When can I retire?


FI date


My age

58

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 23 years and 0 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another EUR 277,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 504,785


Financial independence forecast