Net worth update per

This is my #35 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 3,787 and my FI portfolio increased to GBP 3,787

Net worth

GBP 3,787

Since the last update on my net worth has increased with GBP 612 (+ 19.28 %).

FI portfolio

GBP 3,787

Since the last update on my FI portfolio has increased with GBP 612 (+ 19.28 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 0.6% on my way to achive my FIRE target of GBP 625,000. This is 0.1 percentage points closer, compared to the last net worth update.

GBP 3,787 FIRE target: GBP 625,000


FI portfolio

My FI portfolio now consists of and GBP 3,787 (100.0%) in cash.


Since my last update, my investments decreased with GBP 0 (0%).

Retirement accounts

Since my last update, my retirement accounts decreased with GBP 0 (0%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 12 for the rest of my life.

Monthly SWR amount
Retire today with (GBP)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately GBP 920 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 625,000 in 17 years and 4 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another GBP 252,080, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 369,133

Financial independence forecast