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Net worth update per


This is Roadtriptofire's #16 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 585,503 and my FI portfolio increased to EUR 386,503


Net worth

EUR 585,503

Since the last update on my net worth has increased with EUR 11,146 (+ 1.94 %).

FI portfolio

EUR 386,503

Since the last update on my FI portfolio has increased with EUR 11,146 (+ 2.97 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 122,883 +14,478 137,361
Investments 218,077 -3,332 214,745
Retirement acc 34,397 0 34,397
Real estate 199,000 0 199,000
Other assets 0 0 0
Total assets 574,357 +11,146 585,503

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 122,475 +14,886 137,361
Investments 225,101 -10,356 214,745
Retirement acc 34,397 0 34,397
Real estate 199,000 0 199,000
Other assets 0 0 0
Total assets 580,973 +4,530 585,503

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 177,000 -39,639 137,361
Investments 98,110 +116,635 214,745
Retirement acc 27,550 +6,847 34,397
Real estate 185,000 + 14,000 199,000
Other assets 4,200 -4,200 0
Total assets 491,860 +93,643 585,503

Mortgage 4,855 -4,855 0
Other debt 0 0 0
Total debt 4,855 -4,855 0

I am now 21.5% on my way to achive my FIRE target of EUR 1,800,000. This is 0.6 percentage points closer, compared to the last net worth update.

EUR 386,503 FIRE target: EUR 1,800,000


21.5%

FI portfolio

My FI portfolio now consists of EUR 214,745 (55.6%) in investments, EUR 34,397 (8.9%) in retirement accounts, and EUR 137,361 (35.5%) in cash.

Investments

Since my last update, my investments decreased with EUR -3,332 (-1.53%).

Since I started tracking, my total contributions have been EUR 58,601, and my total return has been EUR 279,008.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0.0%).

Since I started tracking, my total contributions have been EUR 0, and my total return is EUR 23,411.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 1,288 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
1,288/month
(4.0% SWR)
1,127/month
(3.5% SWR)
966/month
(3.0% SWR)


When can I retire?

FI date

My age

58

I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,800,000 in 17 years and 6 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another EUR 247,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 1,166,497


Financial independence forecast